Each and everyone of us today has at least a credit card if not a few for some in their wallets or purse. This so called versatile plastic card has evolved into many uses as well as the many varieties of platinum, gold or silver cards it has become. Every bank on earth have been churning them out like sweets to attract as many customers as possible to slash this card as many times as they wish as if money grows on trees.
But to be honest, our life have become so much easier with this wonder plastic card. With so many uses together into this age of modern technology we cannot live without it. For a simple housewife like me, I have been using it to pay for my groceries , at the gas stations and on my shopping spree without having to carry big lump sums of cash in my purse.
With so many choices out there, you have to be choosy and on the look out for the best deals like low interest rates or even better when they waver the annual fees giving you as much benefits as you could ever dream of. You can choose from the many types of cards on offer to cater for your different needs. With some like these Low APR Credit Cards , you can save more on the advantages of the low interest rate and to add to that there is no annual fees for most of them.
As for me, I can still choose from these variety of of cards specially for women. One of the best deals I find is in this Visa Platinum card and I would choose this one as I could also use it during my overseas trip as Visa cards are accepted all over the world. So if you are considering applying for a good credit card , with low interest rate, Visa Platinum is the one for you as they are offering 0% APR during the introductory period with no annual fee.
Maybe I will get one for my teenage son a student credit card when he goes abroad for his studies. Must teach him to use the card only when needed and not to go overboard with its credit limit so that there will be better chances for the best credit cards offered in the near future. So all that said, credit cards will always be on the advantage side if we are careful with our spending , like spend what we have in our bank accounts and not what we want in our dreams and also get the best deals to our advantage and our limits.